Financial Privacy Notice
Required by the Gramm-Leach-Bliley Act (GLBA), 15 U.S.C. § 6801 et seq.
Effective date: July 10, 2026
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share customers' personal financial information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal financial information, the reasons Financial Ledger chooses to share, and whether you can limit this sharing. |
| Reasons we can share your financial information | Does Financial Ledger share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes (only our own products) | Yes — contact us to opt out |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about your transactions and experiences | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Questions?
Call or write to us: support@financialledger.app
Who we are
Who is providing this notice? Financial Ledger, a financial technology company offering AI-powered bookkeeping and expense categorization software.
What we do
How does Financial Ledger protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Specifically: TLS encryption in transit, AES-256 encryption at rest, Row-Level Security database policies, private storage buckets, and hashed IP storage.
How does Financial Ledger collect my personal information?
We collect your personal financial information, for example, when you:
- Connect your bank account using Plaid
- Upload a PDF bank statement
- Enter expense information manually
- Use our tax estimation features
We also collect your personal financial information from Plaid, Inc., our bank connectivity partner.
Why can't I limit all sharing?
Federal law gives you the right to limit only: (a) sharing for affiliates' everyday business purposes; (b) affiliates from using your information to market to you; (c) sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates: Companies related by common ownership or control. We have no current affiliates.
Nonaffiliates: Companies not related by common ownership or control. We do not share with nonaffiliates for marketing purposes.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We do not engage in joint marketing.
Other important information
State law: California, Vermont, and other states may have additional privacy protections. California residents see our Privacy Policy for CCPA rights.
To limit our sharing or opt out of marketing: Email support@financialledger.app with subject line “GLBA Opt-Out” or adjust preferences in Settings → Privacy & Data.